MARCHÉS23 août 2026· 16 min

Regulated Fintech in Europe: Deep-Dive Sector Analysis 2024–2025

European regulated fintech is entering a decisive consolidation phase. This premium analysis maps the regulatory landscape, quantifies market dynamics, and delivers a prioritized strategic playbook for operators, investors, and compliance teams navigating MiCA, PSD3, and DORA simultaneously.

Équipe éditoriale InekIA

LI X

SOURCES

[1]Statista Financial Services — European Fintech Market Revenue Forecast 2023–2028 (October 2024)

[2]PitchBook — European Fintech VC Investment Report H1 2024

[3]European Banking Authority (EBA) — Risk Dashboard Q2 2024 and DORA Implementation Guidelines

[4]KPMG — MiCA Impact Assessment Report 2023: Compliance Cost Modeling for CASPs

[5]Deloitte — DORA Readiness Survey Q2 2024: Financial Entity Preparedness Index

[6]S&P Global Market Intelligence — European Fintech Valuation and Licensing Premium Analysis Q3 2024

[7]Cambridge Centre for Alternative Finance — European Alternative Finance Benchmarking Report 2023

[8]Open Banking Europe — API Transaction Volume Statistics Annual Report 2024

[9]European Investment Fund — SME Credit Gap Analysis 2023

[10]UK Payments Systems Regulator — APP Fraud Annual Report and Reimbursement Framework 2023–2024