TECH & IA29 août 2026· 9 min

Fintech and Financial Innovation in Europe: The €100B Revolution Reshaping Banking

Europe's fintech sector has crossed the €100 billion valuation threshold, with over 10,000 startups redefining payments, lending, and wealth management. Here's what the data reveals about the continent's financial future.

Équipe éditoriale InekIA

LI X

SOURCES

[1]KPMG Pulse of Fintech H1 2023 — Global and European fintech investment data

[2]Dealroom.co — European Fintech Report 2024

[3]European Banking Authority (EBA) — PSD2 and Open Banking Implementation Report 2023

[4]European Commission — MiCA Regulation (EU) 2023/1114, Official Journal of the EU

[5]European Commission — Digital Operational Resilience Act (DORA) 2022/2554

[6]Open Banking Implementation Entity (OBIE) — Annual Report 2023/2024

[7]Draghi Report on European Competitiveness — September 2024

[8]Statista — Neobank user and revenue metrics Europe 2024

[9]FT Partners — European Fintech Investment Landscape Q3 2024

[10]ABN AMRO & Dealroom — Embedded Finance in Europe Forecast 2024-2026