MARKETS4 September 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Turning Point

Europe's fintech sector crossed €100B in cumulative investment, reshaping banking, payments, and regulation. Discover the forces, players, and strategic stakes driving this transformation.

InekIA Editorial Team

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SOURCES

[1]KPMG Pulse of Fintech 2024 — Global and European edition

[2]Dealroom European Fintech Report Q3 2024

[3]European Central Bank: Digital Euro Preparation Phase Update, 2024

[4]McKinsey Global Payments Report 2024

[5]Innovate Finance Global Summit 2024 — UK Fintech Investment Data

[6]ECB Payment Fraud Report 2023

[7]Open Banking Excellence: European Open Banking User Statistics, 2024

[8]European Capital Markets Institute: Retail Investment in the EU, 2024

[9]Insurance Europe: European Insurance in Figures, 2024

[10]PwC: DORA Compliance Cost Analysis, 2024

[11]Grand View Research: RegTech Market Forecast 2024–2030

[12]Roland Berger / Lightyear Capital: Embedded Finance Global Forecast