TECH & AI4 September 2026· 9 min

Fintech and Financial Innovation in Europe: The €100B Disruption

Europe's fintech sector has surpassed €100 billion in cumulative investment, reshaping banking, payments, and insurance. Discover the forces, players, and strategies defining the continent's financial future.

InekIA Editorial Team

LI X

SOURCES

[1]KPMG Pulse of Fintech H2 2023 — Global Fintech Investment Trends

[2]Statista 2024 — European Fintech Market Overview

[3]McKinsey Global Payments Report 2023

[4]Dealroom European Fintech Report 2024

[5]Innovate Finance UK Fintech Investment Landscape 2024

[6]BCG Green Fintech: Financing the Net-Zero Transition 2023

[7]PwC DORA Compliance Cost Assessment 2024

[8]Wise Plc Annual Report FY2024

[9]Revolut Annual Report 2023

[10]European Commission — PSD3 and Open Finance Framework Proposal 2023