TECH & AI24 August 2026· 9 min

Fintech and Financial Innovation in Europe: The €100B Disruption

Europe's fintech sector has crossed the €100 billion valuation threshold, reshaping banking, payments, and investment. Discover the key players, regulatory shifts, and strategic implications for 2024 and beyond.

InekIA Editorial Team

LI X

SOURCES

[1]Dealroom — European Fintech Report 2023

[2]Statista — Fintech Market Revenue Forecast Europe 2023-2028

[3]European Central Bank — Digital Euro Preparation Phase Report, November 2023

[4]PwC — MiCA Compliance Cost Analysis, 2024

[5]Juniper Research — Embedded Finance Market Forecast, 2024

[6]McKinsey & Company — Financial Inclusion in Europe, 2023

[7]CB Insights — European Bank Fintech M&A Tracker, 2024

[8]Sifted — European Regtech Investment Report, 2023

[9]Open Banking Europe — API Adoption Statistics, Q1 2024

[10]Gartner — DORA Compliance Spending Forecast, 2024