MARKETS22 August 2026· 9 min

Fintech and Financial Innovation in Europe: The €100B Revolution Reshaping Banking

Europe's fintech sector has surpassed €100 billion in cumulative investment, reshaping how 450 million citizens access financial services. Here's what decision-makers need to know.

InekIA Editorial Team

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SOURCES

[1]Dealroom European Fintech Report 2024

[2]European Banking Authority — Third-Party Providers Registry 2024

[3]EY Global Fintech Adoption Index 2023

[4]McKinsey Global Banking Annual Review 2023

[5]Allied Market Research — European Neobank Market Forecast 2024-2028

[6]Oliver Wyman — DORA Implementation Cost Analysis 2024

[7]European Commission — Regulatory Sandbox Benchmarking Report 2023

[8]Juniper Research — Mobile Payments Global Forecast 2024

[9]Forrester Research — Digital Markets Act Impact Assessment 2024

[10]Lightyear Capital — Embedded Finance in Europe 2023

[11]Green Finance Institute — Climate Fintech Investment Report 2023

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