MARKETS1 April 2026· 9 min
Fintech & Financial Innovation in Europe: The €100B Disruption
Europe's fintech sector has surpassed €100 billion in cumulative investment, reshaping banking, payments, and lending. Here's what decision-makers need to know about the continent's financial revolution.
SOURCES
[1]Dealroom & FinTech Global — European Fintech Investment Report 2023
[2]European Banking Authority — PSD2 Licensed Entities Register, Q4 2023
[3]Juniper Research — Embedded Finance Global Market Forecast 2024–2029
[4]McKinsey & Company — The Future of European Banking, 2023
[5]Open Banking Excellence — API Adoption Monitor Europe, 2023
[6]European Central Bank — Digital Euro Preparation Phase Report, November 2023
[7]Revolut Annual Report 2023 — Filed with Companies House UK
[8]Monzo Financial Statements FY2023 — Companies House UK
[9]European Commission — Financial Data Access (FIDA) Framework Proposal, 2023
[10]KPMG — Pulse of Fintech H2 2023: European Edition