TECH & AI22 September 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Reshaping of Money

Europe's fintech sector has crossed the €100 billion valuation threshold, with over 10,000 active startups rewriting the rules of banking, payments, and asset management. Here's what the data reveals.

InekIA Editorial Team

LI X

SOURCES

[1]KPMG Pulse of Fintech H2 2024 — Global Fintech Investment Trends

[2]Dealroom.co — European Tech & Fintech Funding Reports 2024

[3]Statista — European Fintech Market Overview 2024

[4]Open Banking Implementation Entity (OBIE) — Annual Report 2024

[5]PwC EU Financial Services — MiCA Regulatory Impact Assessment 2024

[6]European Banking Authority (EBA) — Open Banking Economic Value Study

[7]BloombergNEF — Green Fintech Investment Report 2023

[8]McKinsey Global Banking Annual Review 2024

[9]Oliver Wyman — Open Finance Market Sizing Report 2024

[10]PitchBook — European Venture Capital Report Q4 2024

[11]European Central Bank — Digital Euro Project Update 2024

[12]