TECH & AI21 September 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Disruption

Europe's fintech sector has surpassed €100 billion in cumulative investment, reshaping banking, payments, and insurance. Discover the forces, players, and strategic stakes defining Europe's financial future.

InekIA Editorial Team

LI X

SOURCES

[1]Dealroom.co — European Fintech Report 2024

[2]Innovate Finance — UK Fintech Investment Landscape 2024

[3]European Banking Authority (EBA) — Risk Dashboard Q4 2023

[4]Statista — Number of Fintech Companies in Europe 2024

[5]Revolut Annual Report 2023 (audited accounts, June 2024)

[6]Adyen Annual Report 2023

[7]Grand View Research — Embedded Finance Market Forecast 2028

[8]City of London Corporation — Financial Services Trade Post-Brexit 2023

[9]Bain & Company — Embedded Finance: Who Will Lead the Next Payments Era? 2023

[10]European Commission — MiCA Regulation Official Journal 2024

[11]Wise PLC — Annual Report FY2024