TECH & AI10 July 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Transformation

Europe's fintech sector surpassed €100 billion in cumulative investment, reshaping payments, lending, and wealth management. Here's what decision-makers must know.

InekIA Editorial Team

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SOURCES

[1]Dealroom.co — European Fintech Report 2024

[2]Statista — European Fintech Market Revenue Forecast 2024

[3]CB Insights — State of Fintech Q4 2023

[4]Open Banking Europe — API Usage Statistics 2024

[5]European Central Bank — Report on Card Fraud 2022

[6]McKinsey & Company — The Embedded Finance Revolution 2023

[7]Bain & Company — Embedded Finance and Customer Lifetime Value 2023

[8]Juniper Research — Embedded Finance Global Forecast 2023–2030

[9]European Commission — MiCA Regulation Official Text

[10]Financial Conduct Authority — Open Banking Impact Report 2024