TECH & AI3 July 2026· 10 min

Fintech & Financial Innovation in Europe: The €100B Reshaping of Banking

Europe's fintech sector crossed €100 billion in cumulative investment in 2023, reshaping payments, lending, and wealth management. Discover the key players, regulatory dynamics, and strategic implications.

InekIA Editorial Team

LI X

SOURCES

[1]KPMG — Pulse of Fintech H2 2023, published February 2024

[2]McKinsey & Company — Global Banking Annual Review 2024

[3]Dealroom.co — European Fintech Report 2023

[4]European Banking Authority (EBA) — Annual Report 2024

[5]European Commission — Digital Finance Strategy and MiCA Implementation Report 2024

[6]Statista — Financial Technology Worldwide Market Forecast 2024

[7]MarketsandMarkets — RegTech Market Global Forecast to 2028

[8]Finastra — State of Financial Services Partnerships Survey 2024