TECH & AI29 June 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Reshaping of Banking

Europe's fintech sector has crossed the €100 billion valuation threshold, with over 9,000 active startups rewriting the rules of banking, payments, and lending. Here's what it means strategically.

InekIA Editorial Team

LI X

SOURCES

[1]KPMG – Pulse of Fintech H2 2023 (kpmg.com/fintech)

[2]Statista – European Fintech Market Overview 2024

[3]Dealroom.co – European Fintech Report 2024

[4]European Banking Authority (EBA) – DORA Compliance Cost Assessment 2023

[5]European Commission – eIDAS 2.0 Impact Assessment 2023

[6]MarketsandMarkets – RegTech Market Global Forecast 2024–2028

[7]Chainalysis – European Crypto Regulation Report 2024

[8]ABN AMRO Ventures & Dealroom – Embedded Finance in Europe 2023