TECH & AI6 June 2026· 9 min

Fintech and Financial Innovation in Europe: The €100B Disruption

Europe's fintech sector surpassed €100 billion in cumulative investment in 2023, reshaping banking, payments, and insurance. Discover the key players, regulatory dynamics, and strategic implications for incumbents and challengers alike.

InekIA Editorial Team

LI X

SOURCES

[1]Dealroom.co — European Fintech Report 2023

[2]Innovate Finance — UK FinTech State of the Nation 2024

[3]Statista — Number of Fintech Companies in Europe 2024

[4]Financial Times — Revolut Valuation and Customer Growth, Q1 2024

[5]Lightyear Capital — Embedded Finance in Europe 2023

[6]Insurance Europe — European Insurance in Figures 2023

[7]PwC — Open Finance Revenue Opportunities Europe 2026

[8]European Banking Authority — FinTech Roadmap 2024

[9]European Commission — MiCA Regulation Official Text 2023

[10]Wise plc — Annual Report FY2024