TECH & AI5 June 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Reshaping

Europe's fintech sector crossed €100B in cumulative investment, reshaping payments, lending, and banking. Discover the key players, regulatory shifts, and strategic implications for 2024 and beyond.

InekIA Editorial Team

LI X

SOURCES

[1]Dealroom & Innovate Finance — European Fintech Report 2023

[2]KPMG Pulse of Fintech H2 2023

[3]European Central Bank — Digital Payments Survey 2023

[4]European Banking Authority — Open Banking Register 2023

[5]Open Banking Implementation Entity (OBIE) — API Statistics Q2 2023

[6]CB Insights — Global Unicorn Tracker 2023

[7]Mordor Intelligence — European Fintech Market Size & Forecast 2023-2028

[8]Accenture — Open Finance Economic Value Report 2023

[9]Wise PLC — Annual Report FY2023

[10]European Digital Finance Association (EDFA) — Compliance Cost Survey 2023

[11]FinTech Global — Green Fintech Market Report 2023

[12]Lightyear Capital — Embedded Finance Forecast 2022