MARKETS23 May 2026· 10 min

Fintech and Financial Innovation in Europe: The €100B Turning Point

Europe's fintech sector has crossed the €100 billion valuation threshold, reshaping banking, payments, and lending. Discover the forces, players, and strategic implications driving this transformation.

InekIA Editorial Team

LI X

SOURCES

[1]Statista – Global Fintech Report 2024

[2]Dealroom – European Fintech Funding Report 2024

[3]European Commission – Retail Investment Strategy Impact Assessment, 2023

[4]EPI Consortium – Wero Adoption Report, Q2 2024

[5]Juniper Research – Embedded Finance Market Forecast 2024–2026

[6]Revolut – Annual Report 2023

[7]Bunq – Financial Results Press Release, 2023

[8]Trade Republic – Company Announcement, Assets Under Management, 2024

[9]European Parliament – MiCA Regulation Final Text, 2023

[10]European Commission – PSD3 / PSR Legislative Proposal, 2023