TECH & AI6 May 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Disruption

Europe's fintech sector surpassed €100B in cumulative investment, reshaping banking, payments, and lending. Discover the strategic forces driving this transformation and what it means for incumbents.

InekIA Editorial Team

LI X

SOURCES

[1]Dealroom – European Fintech Report 2024

[2]KPMG – Pulse of Fintech H2 2023

[3]European Banking Authority – Open Finance Report 2024

[4]Bain & Company – Embedded Finance Europe 2023

[5]Boston Consulting Group – Global Banking Report 2023

[6]CB Insights – State of Fintech 2024

[7]European Commission – PSD3 / PSR Proposal, June 2023

[8]Open Banking Implementation Entity (OBIE) – Statistics 2024

[9]Accenture – Embedded Finance Market Sizing Europe 2024