TECH & IA15 mai 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Reshaping of Money

Europe's fintech sector has surpassed €100 billion in cumulative investment, challenging traditional banking and redefining how 450 million citizens save, borrow, and invest. A deep strategic analysis.

Équipe éditoriale InekIA

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SOURCES

[1]Dealroom — State of European Tech 2024

[2]McKinsey Global Banking Report 2024

[3]European Central Bank — SEPA Instant Payments Statistics Q1 2024

[4]KPMG Pulse of Fintech H2 2023

[5]Open Banking Implementation Entity (OBIE) — Monthly Report Q1 2024

[6]Statista — European Fintech Market Overview 2024

[7]Juniper Research — Embedded Finance Forecast 2023–2026

[8]European Commission — MiCA Regulation Official Journal 2023

[9]Revolut Annual Report 2023

[10]Adyen N.V. Full Year Results 2023