TECH & IA27 septembre 2026· 9 min

Fintech & Financial Innovation in Europe: The $150B Reshaping of Banking

Europe's fintech sector has surpassed $150B in cumulative investment, challenging traditional banking with neobanks, open banking, and embedded finance. Here's what decision-makers need to know.

Équipe éditoriale InekIA

LI X

SOURCES

[1]Dealroom.co — European Tech Report 2024

[2]KPMG — Pulse of Fintech H2 2023

[3]European Banking Authority (EBA) — PSD2 Statistical Report Q1 2024

[4]Open Banking Limited — Annual Report 2024

[5]Statista — Neobanking Europe Market Forecast 2024–2028

[6]Lightyear Capital — Embedded Finance Global Forecast 2023

[7]PwC — MiCA Regulation Impact Assessment 2024

[8]Oliver Wyman — DORA Compliance Cost Estimate 2023

[9]European Commission — PSD3/PSR Proposal June 2023

[10]Monzo — Annual Report FY2024