TECH & IA8 septembre 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Reckoning

Europe's fintech sector crossed €100B in cumulative investment, yet faces a pivotal crossroads between regulatory ambition and Silicon Valley competition. Here's what the data tells us.

Équipe éditoriale InekIA

LI X

SOURCES

[1]Dealroom, State of European Tech 2024

[2]KPMG Pulse of Fintech H2 2023

[3]CB Insights, Global Fintech Report Q1 2024

[4]European Commission, PSD3/PSR Impact Assessment 2023

[5]Open Banking Europe, API Statistics 2023

[6]PwC, MiCA Regulatory Impact Report 2024

[7]EY, European Fintech Compliance Cost Survey 2023

[8]Mambu & Finastra, Embedded Finance in Europe 2023

[9]Juniper Research, Regtech Spending Forecast 2024

[10]UBS, European Wealth Transfer Report 2023

[11]Statista, European Fintech Market Overview 2024

[12]European Central Bank, Digital Euro Preparation Phase Report 2024