TECH & IA20 août 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Disruption

Europe's fintech sector has surpassed €100 billion in cumulative investment, reshaping banking, payments and lending. Discover the forces, players and strategic implications driving this transformation.

Équipe éditoriale InekIA

LI X

SOURCES

[1]Dealroom & Innovate Finance — European Fintech Report 2024

[2]McKinsey & Company — Global Payments Report 2023

[3]KPMG — Pulse of Fintech H2 2023

[4]European Commission — PSD3 & PSR Legislative Proposal, June 2023

[5]PwC — Digital Assets & Crypto Report 2024

[6]Bain & Company — Embedded Finance in Europe: The $100B Opportunity, 2023

[7]UK Open Banking Implementation Entity (OBIE) — Annual Report 2024

[8]European Banking Authority (EBA) — DORA Implementation Guidelines 2024

[9]Klarna — AI Impact Report 2024

[10]Mastercard — Decision Intelligence Pro Technical Whitepaper 2024