TECH & IA27 juillet 2026· 9 min
Fintech & Financial Innovation in Europe: The €100B Transformation
Europe's fintech sector has surpassed €100 billion in cumulative investment, reshaping banking, payments, and lending. Discover the strategic forces, key players, and regulatory dynamics driving this transformation.
SOURCES
[1]Dealroom & Atomico — European Tech Report 2023: Fintech Edition
[2]Statista — Global Fintech Market Report 2024
[3]McKinsey Global Institute — The Future of European Banking 2023
[4]European Banking Authority — PSD2 Implementation Report 2023
[5]Bain & Company — Embedded Finance in Europe 2023
[6]European Central Bank — Payments Statistics 2023
[7]Revolut — Annual Report 2023 (Companies House UK)
[8]Adyen — Full Year 2023 Results Presentation
[9]Cambridge Centre for Alternative Finance — AI in Credit Report 2023
[10]European Investment Bank — SME Access to Finance Report 2023
[11]European Commission — MiCA Regulation Official Journal 2023
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