MARCHÉS27 juillet 2026· 9 min
Fintech and Financial Innovation in Europe: The €100B Race to Reinvent Money
Europe's fintech sector surpassed €100 billion in cumulative investment, reshaping banking, payments, and lending. Discover the key players, regulatory shifts, and strategic implications for 2025.
SOURCES
[1]KPMG Pulse of Fintech H2 2023, published February 2024
[2]Dealroom.co European Fintech Report Q3 2024
[3]European Banking Authority — Payment Services Directive Implementation Report 2024
[4]Open Banking Limited — Annual Report 2024
[5]Oliver Wyman — PSD3 and FIDA Market Opportunity Study 2024
[6]ECB Working Paper: Digital Euro and Retail Payment Displacement, 2023
[7]Bain & Company — Embedded Finance in Europe 2024
[8]Worldpay Global Payments Report 2024
[9]Atomico State of European Tech 2023
[10]Statista — Number of Fintech Companies Europe 2024
[11]Morgan Stanley European Fintech M&A Outlook, January 2025