TECH & IA22 juillet 2026· 9 min
Fintech and Financial Innovation in Europe: The $100B Transformation
Europe's fintech sector has surpassed $100B in cumulative investment, reshaping banking, payments, and insurance. Discover the key players, regulatory drivers, and strategic implications for 2024 and beyond.
SOURCES
[1]KPMG — Pulse of Fintech H2 2023 (kpmg.com/fintech)
[2]McKinsey Global Institute — Global Banking Annual Review 2023
[3]European Central Bank — Digital Euro Progress Report, November 2023
[4]Open Banking Excellence — Open Banking Impact Report 2023
[5]Juniper Research — Embedded Finance: Key Opportunities, Vendor Strategies & Market Forecasts 2023-2030
[6]Roland Berger — Embedded Finance in Germany 2023
[7]Statista — Number of Fintech Companies in Europe 2024
[8]European Commission — MiCA Regulation Official Text, 2023
[9]European Commission — DORA Implementation Timeline, 2024
[10]Crunchbase — European Fintech Funding Data Q1 2024