MARCHÉS11 juillet 2026· 9 min

Fintech and Financial Innovation in Europe: The €100B Reshaping of Banking

Europe's fintech sector has crossed the €100 billion valuation threshold, challenging legacy banks and rewriting the rules of financial services. Here's what every strategist needs to know.

Équipe éditoriale InekIA

LI X

SOURCES

[1]Statista Financial Technology Report 2024 — European Fintech Market Overview

[2]Innovate Finance: UK Fintech Investment Report 2023

[3]Mambu: Embedded Finance Market Forecast Europe 2024-2026

[4]Open Banking Excellence: European Open Banking Metrics Q2 2024

[5]European Central Bank: Digital Euro Preparation Phase Report, November 2023

[6]MarketsandMarkets: RegTech Market Global Forecast 2028

[7]McKinsey & Company: European Retail Banking Report 2024

[8]Mastercard AI Fraud Prevention Annual Report 2024

[9]European Parliament: MiCA Regulation (EU) 2023/1114 — Official Journal

[10]DORA Regulation (EU) 2022/2554 — European Commission

[11]Wise PLC Annual Report FY2024

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