TECH & IA2 juillet 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Disruption Reshaping Banking

Europe's fintech sector has crossed the €100 billion valuation threshold, with over 10,000 active startups rewriting the rules of banking, payments, and investment. Here's what decision-makers need to know.

Équipe éditoriale InekIA

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SOURCES

[1]Dealroom.co — European Tech & Fintech Report 2024

[2]European Banking Authority (EBA) — Open Banking & PSD2 Annual Report 2023

[3]EY Global FinTech Adoption Index 2023

[4]CB Insights — State of Fintech Q1 2024

[5]European Commission — PSD3 / PSR Legislative Proposal, June 2023

[6]Grand View Research — Embedded Finance Market Size Report 2023–2030

[7]McKinsey & Company — EU AI Act: Compliance Implications for Financial Services, 2024

[8]Klarna Press Release — AI Assistant Performance Data, February 2024

[9]Wise PLC — Annual Report FY2024 (LSE: WISE)

[10]Adyen NV — Annual Results 2023

[11]KPMG Pulse of Fintech H2 2023

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