MARCHÉS27 juin 2026· 9 min
Fintech & Financial Innovation in Europe: The €100B Reshaping of Banking
Europe's fintech sector has surpassed €100 billion in cumulative investment, redefining payments, lending, and insurance. Discover the strategic forces, key players, and regulatory shifts driving this transformation.
SOURCES
[1]KPMG Pulse of Fintech H2 2023 — Global & European Fintech Investment Data
[2]Statista Fintech Report 2024 — Number of Fintech Companies in Europe
[3]European Banking Authority (EBA) — PSD2 Implementation & Open Banking Statistics 2024
[4]Open Banking Excellence — Monthly API Call Volume Report, Q1 2024
[5]European Central Bank (ECB) — Payment Fraud Statistics 2022
[6]European Investment Bank (EIB) — SME Financing Gap Report 2023
[7]PwC — MiCA Compliance Cost Estimates 2023
[8]EY FinTech Regulatory Compliance Survey 2024
[9]Grand View Research — European Regtech Market Forecast 2024–2027
[10]Dealroom.co — European Fintech Funding Report 2023
[11]European Commission — MiCA, PSD3/PSR and Digital Euro Official Documentation