MARCHÉS20 mai 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Reckoning

Europe's fintech sector faces a pivotal inflection point: record investment contractions, regulatory overhauls, and a new generation of AI-native challengers reshaping the continent's financial architecture.

Équipe éditoriale InekIA

LI X

SOURCES

[1]Dealroom European Fintech Report 2024

[2]Pitchbook European Venture Monitor Q2 2024

[3]CB Insights State of Fintech 2024

[4]European Commission — PSD3/PSR Proposal, June 2023

[5]European Banking Authority — MiCA Implementation Guidelines 2024

[6]Oliver Wyman — Credit Invisibles in Europe, 2023

[7]Juniper Research — Embedded Finance Forecast 2024-2030

[8]Bain & Company — European Payments Report 2024

[9]EY Global Fintech Adoption and Compliance Survey 2024

[10]Revolut Annual Report 2023

[11]ECB — Banking-as-a-Service Supervisory Guidance Q2 2024