MARKETS1 May 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Disruption

Europe's fintech sector has surpassed €100 billion in cumulative investment, reshaping banking, payments and lending. Discover the key trends, regulatory shifts and strategic implications for 2024 and beyond.

InekIA Editorial Team

LI X

SOURCES

[1]Dealroom & Innovate Finance — European Fintech Report Q1 2024

[2]CB Insights — Global Fintech Unicorn Tracker, December 2023

[3]McKinsey & Company — Global Payments Report 2023

[4]European Commission — PSD3/PSR & FIDA Impact Assessment, June 2023

[5]EY — Global Fintech Adoption Index 2023

[6]Juniper Research — Embedded Finance Market Forecast 2023-2026

[7]Open Banking Excellence — EU Open Banking API Metrics Q4 2023

[8]Swiss Re Institute — Insurtech Pulse Europe 2024

[9]MarketsandMarkets — RegTech Market Size & Forecast 2024-2028

[10]UK Finance — Annual Fraud Report 2023

[11]European Central Bank — Digital Euro Progress Report 2024