TECH & AI23 April 2026· 9 min
Fintech and Financial Innovation in Europe: The €100B Disruption
Europe's fintech sector has crossed the €100 billion valuation threshold, reshaping banking, payments, and investment. Discover the forces, players, and strategies defining this transformation.
SOURCES
[1]Dealroom.co — European Fintech Report 2024
[2]European Banking Authority (EBA) — DORA Impact Assessment 2023
[3]European Commission — PSD3/FIDA Proposal, June 2023
[4]KPMG — Pulse of Fintech H2 2023
[5]Juniper Research — Embedded Finance Forecasts 2021-2026
[6]McKinsey & Company — The Future of European Banking 2023
[7]Accenture — Cost of Compliance in European Financial Services 2023
[8]Stripe — The State of European E-Commerce & Fraud 2023
[9]Open Banking Excellence (OBE) — Open Banking Metrics Report 2024
[10]European Fintech Association — State of the Ecosystem 2024