TECH & AI19 April 2026· 10 min
Fintech & Financial Innovation in Europe: The €100B Reshaping of Banking
Europe's fintech sector has surpassed €100 billion in cumulative investment, reshaping payments, lending, and wealth management. Discover the key players, regulatory shifts, and strategic implications for incumbents and challengers alike.
SOURCES
[1]Dealroom.co — European Fintech Report 2024
[2]Atomico — State of European Tech 2023
[3]KPMG — Pulse of Fintech H1 2024
[4]McKinsey & Company — Global Banking Annual Review 2023
[5]Bain & Company / Vodeno — Embedded Finance in Europe 2023
[6]Open Banking Excellence — Open Banking Impact Report 2024
[7]European Commission — PSD3/PSR Proposal, June 2023
[8]European Banking Authority (EBA) — MiCA Implementation Report 2024
[9]Revolut Annual Report 2023
[10]Adyen Full Year Results 2023