MARKETS2 April 2026· 8 min
Fintech Revolution in Europe: The €100B Race for Financial Supremacy
Europe's fintech sector surpassed €100 billion in cumulative investment, reshaping banking, payments, and lending. Discover the key players, regulatory shifts, and strategic implications for 2025.
SOURCES
[1]Dealroom & Innovate Finance – European Fintech Report 2024
[2]CB Insights – State of Fintech Q2 2024
[3]European Central Bank – Payments Statistics 2023
[4]Open Banking Limited – Annual Report 2024
[5]Juniper Research – Embedded Finance & AI in Banking 2024
[6]McKinsey & Company – Global Payments Report 2023
[7]Bain & Company – Embedded Finance in Europe 2024
[8]European Investment Fund (EIF) – SME Financing Gap Report 2023
[9]Deloitte – European Financial Services AI Survey 2024
[10]Oliver Wyman – Generative AI in Banking Cost Impact Study 2024
[11]Klarna – AI Impact Press Release, February 2024
[12]European Commission – PSD3 and PSR Legislative Package, June 2023
[13]World Bank – Global Findex Database 2022
[14]Simon-Kucher – Embedded Insurance Market Forecast 2024